Think you may need to consult with someone about short sales & foreclosures? Not quite sure what one is or if you qualify? No problem, lots of people are going through this right now. The process can be overwhelming and quite confusing. I work with a team of experts to help guide you through the process, if this is the right step for your situation.
Sellers sell property short when the value is less then the balance owed. A short sale is a sale of real estate in which the proceeds from selling the property will fall short of the balance of debts secured by liens against the property, and the property owner cannot afford to repay the liens’ full amounts and where the lien holders agree to release their lien on the real estate and accept less than the amount owed on the debt. Any unpaid balance owed to the creditors is known as a deficiency. Although most short sale agreements do release borrowers from their obligations to repay any shortfalls on the loans, not all short sale agreements between parties do this.
The clock is ticking and it can be a lengthy process, so set up an appointment today for a consultation. Short selling or selling before foreclosure can help salvage your credit and I can help you through the process, even if you have an auction date set.
I am Short Sale & Foreclosure certified through the National Association of Realtors®
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